A Promise is a Promise

Uncertainty in this environment will put your insurance & financial plans to the test. It impacts the ability for Brokers & Agents to keep the promises they make. Now is the time to ensure those you recommend are worthy of your trust.

Know when you recommend Nicoll Insurance & Financial, you can trust our best, because a promise is a promise.

Nicoll Insurance & Financial Services specializes in providing family and business life insurance, health insurance (Affordable Care Act on and off Exchange, and Alternative Plans), financial, retirement, and estate planning, IRA's and Indexed Annuities, Senior Medicare Supplement and Long Term Care Insurance.

Our Trusted Choice Pledge of Performance

Trusted Choice agencies are insurance and financial services firms committed to the planning process and quality service enable us to offer our clients competitive pricing, a broad choice of top insurance and financial products, and companies unparalleled stewardship and advocacy.

As a Trusted Choice agency, we are dedicated to you and are committed to treating you as a person, not a policy. This commitment means we shall:

  • Work with you to identify the insurance and financial products and services that are right for you, your family or your business through multiple companies.

  • Offer a process for prompt and fair resolutions to your service issues.

  • Help you upgrade as necessary issues related to your coverage or account.

  • Explain the benefits and options available to you thoroughly.

  • Respond to your phone calls and emails promptly and efficiently.

  • Provide services for our clients, offering any or all of the following preferred methods: phone and fax, email, voicemail, call center services and limited text.

  • Commit ourselves to continuing education and proper licensing, so we may be more knowledgeable in serving you, and provide a satisfying conclusion.

  • Treat you with personal respect, honesty and courtesy in our relationship.

  • Conduct our business with vision and in an ethical and professional manner.

We pledge this to you, our long term customers and clients, and ask that you let us know if there is any doubt if we don't meet our commitment and your satisfaction, so we may take corrective action. We appreciate and will go out of our way to take care of your personal referrals.


James C. Nicoll, Owner/Broker

Nicoll Insurance & Financial Services

5550 Telegraph Rd., Suite B4, Ventura, CA 93003

Phone (805) 642-1775