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Mahalo! And thank you for visiting Nicoll Insurance & Financial Services where we strive to help you find Financial Solutions that fit you. As a Ventura County community based Financial Services business, we give you the opportunity to visit our company and take advantage of our integrated and solutions based service and suitable product offers.

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James C. Nicoll is the owner/broker of Nicoll Insurance & Financial Services. He has lived in Ventura with his wife, Sandy and family for over 40 years and is one of only a few fully licensed Independent Life, Health, Medicare Supplement, Long Term Care,  Disability Insurance and "Safer Indexed Annuity" Financial professionals in Ventura County.

Jim is a Certified ACA, Alternate Health and Senior Long Term Care and Medicare Supplement Insurance Agent. He specializes in Boomers and Seniors, and continues to serve his growing clientele of individuals, families, professionals and small businesses for employee benefits insurance and financial solutions. Jim gives you the opportunity to work with him and benefit from his unique common sense and personable approach to consultative planning.

"In The Spirit Of Aloha"

The Aloha Spirit is a well known reference to the attitude of friendly acceptance for which the Hawaiian Islands are so famous. It also refers to a powerful way to creatively resolve any problem, accomplish any goal, and to achieve any state of mind that you desire. Aloha literally means, "The joyful sharing of life energy in the present."


Being born and raised in Hawaii, Jim brings the "Spirit of Aloha" to every business relationship and transaction, an uncompromising level of personal service, and the overall identity and brand of his practice.

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